'Cause Debt-Free is the Way to Be

I am proud to announce that, with the refund from Uncle Sam (and the $800 handout of funny money from Obama), we have paid off one credit card and one outstanding medical bill, with another medical bill to follow tomorrow!!!! We have never been able to make more than the minimum payments, which of course sentences us to 8,000,000 years of debt, as the now-required-by-law handy dandy chart tells me on each statment. But if I only increase my payment to $644 per month...well then, I'll be done in 3 years instead. Or something like that.



So now, with $165 of monthly bills out of the way, I'm channeling that exact amount on top of the minimum of our next smallest bill, which should cut 3 years down to about 8 months! Then, shuffle $190 on to the next bill and so on. If we can only stay at the same stable level of poverty for, say 5 years (unless we make MORE money, obviously), then I think most of our debt will be gone! Hooray! I canNOT even fathom what life would feel like with only a mortgage, car and utility payments. Unbelievable. I want that even more than show lemons.



Last week I planned every dinner and some lunches. I didn't make most of them ahead of time (that to come soon, I hope!) but it was wonderful to go shopping and know I didn't have to go to the store again until the week after. Plus, it's great to have that plan posted on the fridge. I feel like I have control over that area of my life. I've actually grown to internally leap for joy when it's "junk mail day" because with that comes all the store ads! Yay! I have not turned into a full-blown coupon junkie, but I have my little accordion file and will often keep John from buying something if I know I have a coupon for it at home.



I know it's easier to praise God when times are good and I have to constantly remind myself to praise God when times really suck and we're eating spaghetti with that cursed Prego sauce for the 90th time in a row! We're definitely not out of the woods--we've only begun to see a little light at the end of the forest--but it is so encouraging to finally start getting a break!



So, how are you guys doing with the battle to avoid/eliminate debt?



And, speaking of debt...look at this beautiful, custom bed!!!

They don't tell me how much it costs...so that means it costs too much! *tear* Shoulda gotten the hint from the "custom" concept, huh?